updating your homeowners insurance policy

How To Prepare Your Home Before Applying For A New Homeowners Insurance Policy

If you currently do not have homeowners insurance, or if you are interested in switching insurance companies, there are some things that you are going to want to do in order to be properly prepared. The last thing you want to do is to forget a few things and then find out that those things either caused you to be denied insurance coverage, or that they caused your insurance premiums to dramatically increase.   Read More...

Why You Need Blogger Liability Insurance

If you are a blogger without liability insurance, then you are risking both your blog and your finances. A single liability lawsuit from an aggrieved party can drown you in legal and financial problems. Here are some of the specific reasons you need liability insurance as a blogger. Libel  As a blogger, someone might sue you for publishing a false statement about them. Say you are in a rush to publish a salacious adultery story about a local politician, and in your rush, you don't check your sources as thoroughly as you normally do.   Read More...

What Is The Difference Between Open And Named Perils With Homeowner's Insurance?

When it comes to homeowner's insurance, your coverage will be based on a lot of factors, including whether it has open peril coverage or named peril coverage. In any case, it is important to understand the differences between open perils and named perils, and here are a few things to understand about the differences. The definition of a peril To understand the differences between open and named perils, you must understand what a peril is.   Read More...

When To Consider These Three Auto Accident Riders

Auto insurance riders are coverage add-ons that you can buy in addition to the basic coverage that your policy offers. There are numerous auto insurance riders; here are some of the valuable ones to consider. Rental Car Substitute Rental car substitute provides you with a rental car as you wait for the insurer to repair your damaged car or replace your totaled or stolen car. The coverage ensures you never go without transportation irrespective of what might happen to your car.   Read More...

How To Protect Yourself From Injury Claims When Your Children Engaging In Backyard Water Fun

One of the perks of summertime and being a kid is when you get hot, you can cool off in the water. Splashing around in a kiddie pool, setting up a slip and slide in the backyard, or simply turning on the sprinklers is a rite of passage every child should experience. As a parent and homeowner though, it is your responsibility to make sure you set up the safest possible environment, especially if children other than your own will be engaging in backyard water fun with your kids.   Read More...